The second one came this morning. She was talking to her "Ducky", a beloved stuffed animal of hers. Out of the blue she said to Ducky, "Mommy was in a boat and she drowned in the coean, and she won't be coming home." When I asked her about it (I don't recall what I said), she simply replied, "Yeah, I was just telling Ducky." It was said with an odd air of acceptance, not truly grief, but not flippant either.
Both instances were very hard for me. But I can't imagine what it must be like to be a 3 year old who just lost her mommy. Rowan and I are very very close, but nothing replaces the love of a mommy.